I posted this on facebook yesterday and meant to post it on here too...
Christmas Planning #3:
Heres a great tip I ran across when I was reading author, Kathi Lipp's ways to save $ for Christmas. Check out this great idea:
Tara: "I wrote out everyone's Christmas wish list on an envelope and tuck the cash inside the envelope. Then if I'm out and see a good deal on something I have a specific list of what people are hoping for and the funds set aside to pay for it!"
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